Loans
Auto Loans
We offer loans for the purchase or refinance of vehicles. For more information about qualifying for a loan, contact the office and ask to speak with a loan officer.
Boat & RV Loans
We offer loans for the purchase of boats, RVs, motorcycles, and ATVs. For more information about qualifying for a loan, contact the office and ask to speak with a loan officer.
Personal Loans
Need a loan for home repairs? How about a much-needed vacation? Speak with one of our loan officers to see how a personal loan might help you in a time of need.
Skip-a-Pay
Whether you are facing unexpected expenses or your budget gets a little tight…we can help! At Calcasieu Parish Employees FCU, we give you the opportunity to skip one loan payment* and breathe a little easier!
Here’s how it works!
Submit a Skip-a-Pay Request Form no less than ten (10) days before the payment date of the loan you wish to skip. The Skip-a-Pay Request Form must be signed by all borrowers/co-signers on the loan. There is a $25.00 processing fee for each eligible loan payment that is skipped. Fees must be paid by cash, check, or withdrawal from your account. Fees cannot be added to the loan. Skip-a-Pay offer is limited to one (1) per calendar year. At least three (3) payments must be made within skips. Skipped payments cannot be for consecutive months.
Qualifications
Members with any accounts not in good standing with the credit union are not eligible. For auto loans with GAP (Guaranteed Auto Protection) coverage, more than two Skip-a-Payment extensions over the term of the loan may cause a deficiency balance in the event of a total loss. Any such deficiency balance will remain the responsibility of the member. New loans must have at least a six-month payment history to be eligible for the offer. We must receive your completed request at least ten days before your payment due date. Payments that have already been made will not be refunded. All other terms of your loan(s) remain in effect. Skipping payments may result in extension of your loan term. Interest will continue to accrue during the deferral period. If your request is denied, we will notify you.